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Boat Insurance 

Boat Insurance

Do you have a boat?  You will need insurance for it if you take it on the road. You may have third party cover while towing it (Check it out) but you really should have boat insurance that covers repair and replacement if your trailer breaks or if you reverse into something.  Most boat accidents happen while towing or launching a boat. 

 What happens if you bang into a two hundred thousand euro cruiser or yacht?  You’ll be glad you bought Boat Insurance when you get the bill for that little incident.

And if the worst happens and someone falls from your boat and is injured or lost?  This is where you will need cover for a couple of million euros/pounds.  It’s not as expensive as you might think and well worth having it for the peace of mind it brings. Most Irish Insurance companies that offer car insurance will also offer boat insurance but it is worth seeking out a specialist insurer if you require good boat cover.

Find out what you are covered for.  If you get stuck on a rock in a lake and it costs a few thousand to retrieve the boat and repair it, are you covered?  If someone bangs into your boat and does not have insurance, are you covered under your own policy?




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